True Merchant's partnership with OnDeck

OnDeck is the fastest growing provider of non-bank loans nationwide.

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OnDeck is faster than a Bank and better than a Merchant Cash Advance

  • Apply Online

    A fast and easy application – only takes 10 minutes to complete online

  • Receive Your Decision

    Merchant will be provided a decision in minutes – no paperwork, no waiting, no obligations

  • Get Funded

    True term loans – $5,000–$250,000 Receive funding in as fast as 1 business day. Fund-by-Wire transfers issued 4 times daily – 11am, 1pm, 3pm & 4pm EST

Typically less expensive than a merchant cash advance. Decisions in minutes, funding in as fast as one business day. Regular fixed payments mean no worrying about large end-of-month obligations.

Frequently Asked Questions

About OnDeck

Founded in 2007

Funded $650M in volume and 20,000+ loans

Recognized in Inc. 500 list for fastest growing companies in US

Named to Forbes 100 list of most promising companies

$100M+ in venture capital raised from Google Ventures and others

Fair financing fast with best in class customer service

$5K to $250K over 3 – 18 months

Deposited and repaid daily via ACH automatically

Same day decision and funding

OnDeck’s average business takes 2.5 loans

93% of our borrowers recommend OnDeck to other SMB’s

What type of funding is it?

It’s a true business loan, where repayments are reported to the business bureaus. Although you’ve been pre-approved, their loans range from $5K – $250K over 3 – 18 months.

How does OnDeck underwrite?

OnDeck evaluations are based on your business’s cash flow, including your processing with True Merchant, your bank statements and additional factors.

How long does it take to receive a decision?

The application takes about 10 minutes and only requires a only a few verification documents. Decisions are rendered in a matter of hours and you’ll receive funding the same day.

What can I use my loan for?

The loans are typically used used for purchasing inventory, buying equipment, expanding your business or hiring employees. It’s a working capital loan, so flexible to your business needs.

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